Find the best solutions
for your borrowers

Learn more about how Non-QM products from Arc Home can help your borrowers close on their dream home.

Non-QM Scenarios

Scenario 1

Your Local Electrician: Self-Employed High Cash-Flow, Low Taxable Income

Customer: Owner of ‘In Town Electric’ and looking to purchase a larger home for his family.

Barrier: “Your tax returns do not show enough income”

Solution: Alternative Income Qualification (Bank Statement Loan)

  • 12 Months Business Bank Statements
  • Business Narrative
  • Qualifying Income is calculated from the Net Average Monthly Business Cash Flow

Product Details

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