Arc Home is pleased to announce the launch of a new cash-out refinance product for loans registered on or after July 21, 2025.

FNMA/FHLMC 30 Yr Fixed Primary

This new product will permit Cash-Out Refinance Transactions secured by a Borrower's primary residence

and will follow Fannie Mae and Freddie Mac Guidelines. 

Product Highlights

30-year fixed fully amortized loan term

Loan limits follow FHFA County Limits

Mas 80% LTV/CLTV

Min. 680 FICO

Valid Fannie Mae and Freddie Mac AUS approval required

Shellpoint to be sub-servicer

The new product guidelines will be incorporated into the FNMA/FHLMC Second Home & Investment Property product.